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Cyber Insurance Requirements UK: What IT Controls Do Insurers Expect?

UK cyber insurers no longer take your word for it. This guide sets out the IT controls behind almost every proposal form — MFA on all remote access and admin accounts, EDR, offline or immutable tested backups, 14-day patching, no end-of-life software, privileged access management and a rehearsed incident response plan — with the Marsh and Coalition claims data behind each one, what the Insurance Act 2015 does to a careless answer, how Cyber Essentials and its included £25,000 cover fit in, 2026 premium benchmarks for SMEs, and a 90-day plan to become insurable at a sensible price.

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Managed Detection and Response vs EDR: Smart Proven Guide

Antivirus, EDR, MDR and a SOC are sold as competing purchases when three of them are tools and one of them is people. This guide separates the four properly: what managed detection and response actually includes beyond the licence, what antivirus still stops and where it goes blind, why unmonitored EDR is an expensive flight recorder, what a 24/7 in-house SOC really costs to staff, a side-by-side comparison of coverage, cost, response authority and out-of-hours cover, the detection-speed gap that decides most incidents, how to choose by company size and sector, the questions to ask a provider before signing, and the mistakes that waste the budget.

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