Cyber Insurance Requirements UK: What IT Controls Do Insurers Expect?
UK cyber insurers no longer take your word for it. This guide sets out the IT controls behind almost every proposal form — MFA on all remote access and admin accounts, EDR, offline or immutable tested backups, 14-day patching, no end-of-life software, privileged access management and a rehearsed incident response plan — with the Marsh and Coalition claims data behind each one, what the Insurance Act 2015 does to a careless answer, how Cyber Essentials and its included £25,000 cover fit in, 2026 premium benchmarks for SMEs, and a 90-day plan to become insurable at a sensible price.
