AI agents from Apple, Google, OpenAI and Anthropic can now act inside mobile apps on a user’s behalf — discovering functionality, completing tasks and even paying. This guide explains the four routes agents take into your app, what agentic commerce protocols mean for checkout, the five signs an app is not ready, and a practical 90-day readiness checklist for app owners.
A spreadsheet has become a system and someone has to decide: build the replacement on Microsoft’s low-code platform or commission software you own outright. This guide puts real UK figures on both routes — the full Power Apps licence bill including Dataverse storage and premium connectors, custom build costs at current day rates, the delegation and request-limit ceilings that surface after the demo, a 40-user worked example (£44,676 vs £80,136 over three years), and the seat-count crossover calculation that tells you when the answer flips.
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